Fair Debt Collection Practices Act Tag

debt collector fdcpa

When is a Debt Collector Not a Debt Collector?

A federal court has addressed the issue of when a company that calls itself a debt collector might not actually qualify a “debt collector” under the Fair Debt Collection Practices Act (FDCPA). The issue boils down to the definition of debt collector used in the FDCPA....

credit card agreements debt

Who Can Understand Their Credit Card Agreements? Almost No One

An article on CreditCards.com finds that most credit card agreements are too dense for the average American to understand. What do people do when they can’t understand them? They give up, and they often lose valuable rights in the process. Why are credit card agreements so...