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credit card debt

New Rules for Credit Card Debt Lawsuits Proposed by Massachusetts Court System

Companies collecting credit card debt in Massachusetts may have new requirements to comply with when they file collection lawsuits, if proposed rules are enacted. The Massachusetts court system has issued proposed rules requiring credit companies collecting credit card debts to include additional affidavits, along with verification...

debt collector fdcpa

When is a Debt Collector Not a Debt Collector?

A federal court has addressed the issue of when a company that calls itself a debt collector might not actually qualify a “debt collector” under the Fair Debt Collection Practices Act (FDCPA). The issue boils down to the definition of debt collector used in the FDCPA....

FDCPA new protections

Additional Debt Collection Protections Forecasted Under New FDCPA Regulations.

The major federal debt-collection law, the Fair Debt Collection Practices Act, is getting a facelift. The Consumer Financial Protection Bureau, the agency in charge of enforcing the FDPCA, has proposed new FDCPA regulations that strengthen protections for consumers against abusive debt-collection practices. New FDCPA protections include...

debt collection lawsuit massachusetts

How to Defend Against a Debt Collection Lawsuit

If you have received a notice that a debt collector filed a debt collection lawsuit against you in court, you may be wondering what to do. Often, people who are sued do not actually owe the debt because the account at issue was paid off...