Debt Collection Firm Weltman, Weinberg & Reis Violates FDCPA for “Millions of Debts”
The debt-collection law firm Weltman, Weinberg & Reis has been sued in federal court by the Consumer Financial Protection Bureau for alleged violations of the Fair Debt Collection Practices Act (FDCPA).
The suit claims that in its debt collection letters, Weltman, Weinberg & Reis misrepresents whether attorneys are involved in collecting debts:
The law firm made statements on collection calls and sent collection letters creating the false impression that attorneys had meaningfully reviewed the consumer’s file, when no such review has occurred.
Even though its letters prominently state “Attorneys at Law” and threaten legal action, the letters are merely form letters created with templates via an automated process, not actually reviewed or drafted by lawyers.
Under the FDCPA, debt collectors are prohibited from misrepresenting whether attorneys are meaningfully involved in sending of collection letters. This is because misrepresenting whether an attorney is involved may create a false sense of importance or urgency to consumers.
The lawsuit asks for an injunction to prohibit Weltman, Weinberg & Reis from continuing to violate the FDCPA, as well as for penalties and restitution.
Culik Law is a Massachusetts Consumer Protection attorney. We have dealt with most major debt collectors, including Weltman, Weinberg & Reis. Many lawsuits can be disputed, settled, or dismissed, and many accounts can be resolved with a reasonable settlement. If you have an account in collections or are being harassed by debt collectors, contact us to see if we can help.