credit card debt

New Rules for Credit Card Debt Lawsuits Proposed by Massachusetts Court System

Companies collecting credit card debt in Massachusetts may have new requirements to comply with when they file collection lawsuits, if proposed rules are enacted. The Massachusetts court system has issued proposed rules requiring credit companies collecting credit card debts to include additional affidavits, along with verification...

debt collector fdcpa

When is a Debt Collector Not a Debt Collector?

A federal court has addressed the issue of when a company that calls itself a debt collector might not actually qualify a “debt collector” under the Fair Debt Collection Practices Act (FDCPA). The issue boils down to the definition of debt collector used in the FDCPA....

Time-barred debts

Pros and Cons of Paying Time-Barred Debts

The Consumer Law & Policy Blog opened up a discussion on when consumers should pay time-barred debts, or debts that are otherwise barred by the statute of limitations. In Massachusetts, the statute of limitations on contract debt, such as credit cards or medical bills, is usually...