Author:CULIK LAW

credit card agreements debt

Who Can Understand Their Credit Card Agreements? Almost No One

An article on CreditCards.com finds that most credit card agreements are too dense for the average American to understand. What do people do when they can’t understand them? They give up, and they often lose valuable rights in the process. Why are credit card agreements so...

credit report

You Have The Right To Request Your Free Credit Report

You might not know what is in your credit report, but you certainly have the right to find out. The Fair Credit Reporting Act (FCRA) requires any “consumer reporting agency” (also known as a credit bureau) to provide you with your credit report for free...