Here to Help With Your Debt

Culik Law is a consumer protection law firm located in Boston, Massachusetts. Helping people, just like yourself, is what we do. Culik Law represents consumers dealing with debt, debt collectors, debt collection lawsuits, credit card debt, harassing debt collection calls, credit reporting errors related to debt, violations of the Fair Debt Collection Practices Act, and protections under Massachusetts laws. We offer a debt consultation so you can tell us about your debt, your concerns, and your goals. We can offer strategies and options that will best fit your needs and to manage or eliminate your debt.


If you have been served with a complaint and summons, time is of the essence. Failure to respond correctly can result in a judgment being entered against you. We can help you deal with the courts and handle the debt collector or debt collection law firm on your behalf.


If you believe a judgment has been entered against you improperly or past the statute of limitations, we can also work with you to sort this out, address any rights that may have been violated under the Fair Debt Collection Practices Act, and work to get the judgment removed.


If you are dealing with credit card debt and collection but have not yet been sued, there may be an opportunity for us to settle the debt for significantly less. It can be advantageous to handle these debts prior to being sued. Regardless, we can help you find leverage to negotiate a settlement favorable to you.


The debt challenges you are facing can be resolved, but having an experienced legal team on your side can help protect your rights and finances.


Committed to Making a Difference

We’re on your side and use the law to back you up. We strive to make a difference and bring value to your life or business. We approach every situation with care, empathy and thought to achieve the best possible result for you.

Accessible and Responsive

We practice responsive client care and fresh thinking which focuses on keeping our clients needs and goals at the forefront of everything we do. Understanding is essential, so we communicate clearly, timely, and often.

Open and Honest

You’re our partner in this, and we value the trust you put in us. We encourage questions and make sure you’re in the loop on every aspect of your case including communication, agreements, project progress, and pricing.